No cap on earnings and a 10% bonus for signing up make this sound like a great annuity product. Learn the issues hidden in the fine print (and others) that mean is still just another annuity you don't need.
Yogi Berra is one of the greatest baseball players of all time. You might not know that he may also have been the greatest financial planner who ever lived. Read some of his advice that you can put to use in your personal finances.
You work hard and save so you can retire when you're 65 or 70. You plan to have enough money to last until you're 90 or 100. But advances in technology and healthcare mean you could be healthy for decades beyond that, so now what?